State Level Bankers' Committee, Tripura
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Banking at a Glance
SLBC Schemes
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Objectives of SLBC
  • To review the assistance required and provided by Govt. agencies.
  • To oversee the implementation of branch expansion programme.
  • To review the recovery performance.
  • To consider problems referred by the district level forums and take necessary follow-up action.
  • To solve operational problems in implementation of Service Area Approach, Credit Plans, Govt. and other agencies programmes etc.
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Recovery Performance of Banks

Recovery Performance of Banks As on 31.03.2011

Sector wise recovery :

Overall recovery percentage in respect of three broad sectors, viz., agriculture, industry and services as on 31.03.2011 stands at 56%.

A comparative table relating to March 10 with that of March 11 is produced below:

 
Rs/ crore
 Sector March,2010 March,2011
Demand Recovery % Demand Recovery %
 Agriculture & allied 171.10 62.25 36 171.65 80.98 47
 SSI 60.05 17.82 30 86.72 27.55 32
 Services 277.77 190.26 68 386.84 251.32 65
 TOTAL 508.92 270.33 53 645.21 359.85 56

Scheme wise recovery as on 31.03.2011

Comparative position of some selected schemes is given below:
Rs/ crore
 Sector March,2010 March,2011
Demand Recovery % Demand Recovery %
 SJSRY 4.51 0.60 13 6.34 1.19 19
 SGSY 30.16 5.61 19 35.32 16.80 48
 REGP(MMS) 16.06 5.65 30 11.06 3.88 35
 PMRY 66.87 7.33 11 42.48 3.94 9
 PMEGP - - 2.98 1.77 59
 

PDR certificate cases as on 31.03.2011

Rs/ crore
As on Cases pending Recovery made during the current year.
No. Amt. No. Amt.
31.03.2012 2892 20.49 147 47

 

Performance of Banks in key areas as on March 2010 compared to March 2010 & March 2011 (Rs in Crore)
 Parameters March 2009 March 2010 March 2011

Variation over March2010
Amount % of increase
 Deposit 6725.84 8318.48 9405.18 1086.70 13.06
 Advance 2085.77 2491.03 3136.82 645.79 25.92
 CD Ratio 31 30 33
3
 Investments 116.72 240.99 241.51 0.52 0.22
 (C+I)D Ratio with Inv. 33 33 36 0 3
 RIDF* 153.00 153.00 153.00 0 0
 CD Ratio with RIDF # 33 32 35 0 3
 Govt. Fund Lying with Banks Data not available Data not Available 1832.33 0 0
 CD ratio without Govt. Fund Data not available Data not Available 41 0 0
 Credit inflow from out side the State Data not available Data not Available 181.15 0 0
 CD Ratio including Govt. Deposit with Credit    inflow Data not available Data not Available 35 0 0
 CD Ratio excluding Govt Deposit including   Credit inflow Data not available Data not Available 44 0 0
 PrioritySector Credit (PSC) 1552.26 1892.40 2238.25 345.85 18.27
 %of PSC to ANBC * 84 91 90 -1
 Sectoral deployment of PSC: 1. Agriculture 398.52 434.75 573.72 138.97 32
 %of Agriculture Adv. to ANBC 22 21 23
2
 2.SSI 138.90 171.06 317.96 146.90 85
 3.Services 1014.84 1286.59 1346.56 59.97 4.66
 PSC to major sub-sectors: (i)Weaker section 797.72 924.32 1279.46 355.14 38.42
 % of weaker section credit to ANBC 43 44 51.36
7.36
 II) SC 176.02 250.32 439.15 188.83 75.43
 III) ST 252.97 382.70 464.19 81.49 21.29
 IV)Women Entrepreneur 167.27 210.74 467.91 257.17 122
 % of women credit to ANBC 9 10 19 0 9
 V) Minority Community 70.95 106.70 114.23 7.53 7.05
 % to Total Prisec Advance 4.57 5.64 5.10 .54

ANBC= Adjusted Net Bank Credit,(ANBC as on March 2010 – Rs.2491.02 crores.)

ANBC March 2009 - 2085.77 crores.