State Level Bankers' Committee, Tripura
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Banking at a Glance
SLBC Schemes
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Objectives of SLBC
  • To review the assistance required and provided by Govt. agencies.
  • To oversee the implementation of branch expansion programme.
  • To review the recovery performance.
  • To consider problems referred by the district level forums and take necessary follow-up action.
  • To solve operational problems in implementation of Service Area Approach, Credit Plans, Govt. and other agencies programmes etc.
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Recovery Performance of Banks

Recovery Performance of Banks As on 31.03.2012

Sector wise recovery :

Overall recovery percentage in respect of three broad sectors, viz., agriculture, MSME and Other Prisec. as on 31-03-2012 stands at 53 %.

A comparative table relating to March 2011 with that of March 2012 is produced below:

 
Rs/ crore
 Sector March,2011 March,2012
Demand Recovery % Demand Recovery %
 Agriculture & allied 171.65 80.98 47 217.49 104.24 48
 MSME 86.72 27.55 32 138.30 53.32 39
 Other Prisec 386.84 251.32 65 363.77 225.03 62
 TOTAL 645.21 359.85 56 719.56 382.59 53

Scheme wise recovery as on 31.03.2012

Comparative position of some selected schemes is given below:
Rs/ crore
 Sector March,2011 March,2012
Demand Recovery % Demand Recovery %
 SJSRY 6.34 1.19 19 7.46 2.30 31
 SGSY 35.32 16.80 48 10.68 2.77 26
 REGP(MMS) 11.06 3.88 35 10.46 3.78 36
 PMRY 42.48 3.94 9 49.03 9.08 19
 PMEGP 2.98 1.77 59 10.56 4.33 41

PDR certificate cases as on 31.03.2012

Rs/ crore
As on Cases pending Recovery made during the current year.
No. Amt. No. Amt.
31.03.2012 2877 20.31 45 0.10

 

Performance of Banks in key areas as on March 2012 compared to March 2010 & March 2011 (Rs in Crore)
 Parameters March 2010 March 2011 March 2012

Variation over March2010
Amount % of increase
 Deposit 8318.48 9405.18 11710.15 2304.97 24.50
 Advance 2491.03 3136.82 3857.13 720..31 23
 CD Ratio 30 33 33
0
 Investments 240.99 241.51 1793.82 1552.31 643
 (C+I)D Ratio with Inv. 33 36 48 0 12
 RIDF* 153.00 271.00 305.00 34 13
 CD Ratio with RIDF # 32 36 36
 Govt. Fund Lying with Banks DNA 1832.33 2013.81 181.48 10
 CD ratio without Govt. Fund DNA 41 40 -1
 Credit inflow from out side the State DNA 181.15 107.37 -73.78 -24.16
 CD Ratio including Govt. Deposit with  Credit  inflow DNA 35 34 -1
 CD Ratio excluding Govt Deposit  including  Credit inflow DNA 44 41 -3
 PrioritySector Credit (PSC) 1892.40 2238.25 2811.41 573.16 25.60
 %of PSC to ANBC * 91 90 90 0
 Sectoral deployment of PSC: 1. Agriculture 434.75 573.72 743.71 169.99 29.62
 %of Agriculture Adv. to ANBC 21 23 24 -1
 2.MSME 171.06 317.96 498.55 180.59 56.79
 3.Other Prisec 1286.59 1346.56 1569.15 222.59 16.53
 PSC to major sub-sectors: (i)Weaker section 924.32 1279.46 1677.82 398.36 31.13
 % of weaker section credit to ANBC 44 51 53
2
 II) SC 250.32 439.15 504.47 65.32 14.87
 III) ST 382.70 464.19 597.81 133.62 28.78
 IV) Women Entrepreneur 210.74 467.91 614.97 147.06 31.42
 % of women credit to ANBC 10 19 20 1
 V) Minority Community 106.70 114.23 137.63 23.40 20.48
 % to Total Prisec Advance 5.65 5 4 -1

ANBC= Adjusted Net Bank Credit,(ANBC as on March 2012 – Rs.3857.13 crores.)

ANBC March 2011 - 3136.82 crores.

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