State Level Bankers' Committee, Tripura
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Banking at a Glance
SLBC Schemes
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Objectives of SLBC
  • To review the assistance required and provided by Govt. agencies.
  • To oversee the implementation of branch expansion programme.
  • To review the recovery performance.
  • To consider problems referred by the district level forums and take necessary follow-up action.
  • To solve operational problems in implementation of Service Area Approach, Credit Plans, Govt. and other agencies programmes etc.
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Recovery Performance of Banks

Recovery performance of Banks as on 31.12.2012

Sector wise recovery :

Overall recovery percentage in respect of three broad sectors, viz., agriculture, MSME and Other Prisec. as on 31-12-2012 stands at 48 %.

A comparative table relating to Dectember 2012 with that of December2011 is produced below:

 
Rs/ crore
 Sector December’2011 March,2012
Demand Recovery % Demand Recovery %
 Agriculture & allied 179.31 70.80 39 184.62 79.68 43
 MSME 120.22 38.87 32 125.18 41.14 33
 Other Prisec 334.41 220.05 66 223.27 135.82 61
 TOTAL 633.94 329.72 52 533.07 256.64 48

Scheme wise recovery as on 31.12.2012

Comparative position of some selected schemes is given below:
Rs/ crore
 Sector December’2011 December’2012
Demand Recovery % Demand Recovery %
 SJSRY 6.97 1.71 25 6.12 1.02 17
 SGSY 8.69 1.72 20 8.74 1.63 19
 REGP(MMS) 8.73 3.42 39 9.91 2.59 26
 PMRY 47.33 4.73 10 45.00 6.30 14
 PMEGP 7.43 2.79 38 11.14 5.43 49

PDR certificate cases as on 31.12.2012
Rs/ Lacs
As on Cases pending Recovery made during the current year.
No. Amt. No. Amt.
31.12.2012 2759 1811.10 33 5.56

Bank wise, sector wise, scheme wise recovery position of Certificate cases (PDR Act) as on 31-12-2012 are furnished in the annexure.

Performance of Banks in key areas as on December’ 2012 compared to March’ 2012 & December’ 2011

 Parameters December 2011 March 2012 December 2012 Variation over December 2011
Amount % of increase
 Deposit 10744.32 11710.15 12882.64 2138.32 20
 Advance 3464.69 3857.13 4271.65 806.96 23
 CD Ratio 32 33 33
1
 Investments 239.22 1793.82 2202.01 1962.79 820
 (C+I)D Ratio with Inv. 34 48 50 0 16
 RIDF* 305.00 305.00 305.00 0 0
 CD Ratio with RIDF # 37 36 36 (-)1
 Govt. Fund Lying with Banks 1221.02 2013.81 2054.91 833.89 68
 CD ratio without Govt. Fund 36 40 39 3
 Credit inflow from out side the State 144.14 107.37 97.70 (-) 46.44 (-)32.21
 CD Ratio including Govt. Deposit with Credit   inflow 34 34 34 0 0
 CD Ratio excluding Govt Deposit including  Credit inflow 38 41 40 2
 PrioritySector Credit (PSC) 2487.27 2811.41 3173.86 686.59 28
 %of PSC to ANBC * 79 90 82 3
 Sectoral deployment of PSC: 1. Agriculture 678.01 743.71 913.36 235.35 35
  %of Agriculture Adv. to ANBC 22 24 24 2
 2.MSME 394.21 498.55 1136.08 741.87 188
 3.Other Prisec 1415.05 1569.15 1124.42 (-)290.63 21
 PSC to major sub-sectors: (i)Weaker section 1544.10 1677.82 1867.78 323.68 21
 % of weaker section credit to ANBC 49 53 48
( -) 1
 II) SC 475.82 504.47 574.67 98.85 21
  III) ST 536.66 597.81 671.17 134.51 25
 IV) Women Entrepreneur 531.71 614.97 696.32 164.61 31
 % of women credit to ANBC 17 20 18 1
 V) Minority Community 125.30 137.63 165.88 40.58 32
 % to Total Prisec Advance 5 4 5 0

ANBC= Adjusted Net Bank Credit,(ANBC as on March 2012 – Rs.3857.13 crores.)

ANBC March 2011 - 3136.82 crores.

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