State Level Bankers' Committee, Tripura
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Banking at a Glance
SLBC Schemes
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Objectives of SLBC
  • To review the assistance required and provided by Govt. agencies.
  • To oversee the implementation of branch expansion programme.
  • To review the recovery performance.
  • To consider problems referred by the district level forums and take necessary follow-up action.
  • To solve operational problems in implementation of Service Area Approach, Credit Plans, Govt. and other agencies programmes etc.
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Recovery Performance of Banks

Recovery performance of Banks as on 31.03.2013

Sector wise recovery :

Overall recovery percentage in respect of three broad sectors, viz., agriculture, MSME and Other Prisec. as on 31-03-2013 stands at 54%.

A comparative table relating to March 2013 with that of March 2012 is produced below:

 
Rs/ crore
 Sector March,2012 March,2013
Demand Recovery % Demand Recovery %
 Agriculture & allied 217.49 104.24 48 244.49 118.72 49
 MSME 138.30 53.32 39 237.94 113.86 48
 Other Prisec 363.77 225.03 62 184.75 128.57 70
 TOTAL 719.56 382.59 53 667.18 361.15 48

Scheme wise recovery as on 31-03-2013

Comparative position of some selected schemes is given below:
Rs/ crore
 Sector December’2011 December’2012
Demand Recovery % Demand Recovery %
 SJSRY 7.45 2.30 31 6.25 1.24 20
 SGSY 10.68 2.77 26 8.99 1.95 22
 REGP(MMS) 10.46 3.78 36 12.07 .075 31
 PMRY 49.03 9.08 19 45.44 7.62 17
 PMEGP 10.56 4.33 41 14.12 7.40 52

PDR certificate cases as on 31.12.2012
Rs/ Lacs
As on Cases pending Recovery made during the current year.
No. Amt. No. Amt.
31.03.2013 2841 1841.37 41 6.40

Bank wise, sector wise, scheme wise recovery position of Certificate cases (PDR Act) as on 31-03-2013 is furnished in the annexure.

Performance of Banks in key areas as on March’ 2013 compared to March’ 12 & March’ 11

Investments IV) Women Entrepreneur
 Parameters December'2011 March 2012 March'2013 Variation over March , 2012
Amount % of increase
 Deposit 10744.32 11710.15 13697.34 1987.19 17
 Advance 3464.69 3857.13 4589.16 732.03 19
 CD Ratio 32 33 34 1
 239.22 1793.82 2048.52 254.70 14
 (C+I)D Ratio with Inv. 34 48 48 0
 RIDF* 305.00 305.00 305.00 0 0
 CD Ratio with RIDF # 37 36 36 0
 Govt. fund lying with Banks 1221.02 2013.81 2132.55 118.74 6
 CD ratio without Govt. Fund 36 40 40 0
 Credit in flow from outside the state 144.14 107.37 97.76 (-) 9.61 (-) 9
 CD Ratio including Govt. Deposit with Credit    inflow 34 34 34 0
 CD ratio excluding Govt. Dep.including  credit  inflow 38 41 41 0
 Priority Sector Credit (PSC) 2487.27 2811.41 3438.06 626.65 22
 % of PSC to ANBC * 79 90 86 (-) 4
 Sect oral deployment of PSC: 1. Agriculture 678.01 743.71 1003.57 259.86 35
 % of Agriculture Adv. to ANBC 22 24 25 03
 2.MSME 394.21 498.55 1262.12 763.57 153
 3.Other Prisec 1415.05 1569.15 1172.37 (-) 396.78 (-) 25
 PSC to major sub-sectors: (i)Weaker section 1544.10 1677.82 1975.29 297.47 18
 % of weaker section credit to ANBC 49 53 51 (-) 2
 II) SC 475.82 504.47 591.97 87.50 17
  III) ST 536.66 597.81 686.50 88.69 15
 531.71 614.97 717.73 102.76 17
  % of women credit to ANBC 17 20 23 3
 V) Minority Community 125.30 137.63 172.94 55.31 40
 % to Total Prisec Advance 5 4 5 1

ANBC= Adjusted Net Bank Credit,(ANBC as on March 2012– Rs.3857.13 crores.)

ANBC March 2011 – 3136.82 crores.

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