State Level Bankers' Committee, Tripura
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Banking at a Glance
SLBC Schemes
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Objectives of SLBC
  • To review the assistance required and provided by Govt. agencies.
  • To oversee the implementation of branch expansion programme.
  • To review the recovery performance.
  • To consider problems referred by the district level forums and take necessary follow-up action.
  • To solve operational problems in implementation of Service Area Approach, Credit Plans, Govt. and other agencies programmes etc.
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Recovery Performance of Banks
 

Recovery performance of Banks as on 30.09.2013

Sector wise recovery :

Overall recovery percentage in respect of three broad sectors, viz., agriculture, MSME and Other Prisec. as on 30-09-2013 stands at 39%.

A comparative table relating to Sept.’2013 with that of Sept.’2012 is produced below:

 
Rs/ crore
 Sector September’2012 September’2013
Demand Recovery % Demand Recovery %
 Agriculture & allied 17267.80 6571.70 38 21287.49 7528.81 35
 MSME 10495.36 3082.32 29 32671.34 12407.72 38
 Other Prisec 23030.60 11701.47 51 14866.56 9380.20 63
 TOTAL 50793.76 21355.49 42 68825 29316 43

Scheme wise recovery as on 30.09.2013

Comparative position of some selected schemes is given below:
Rs/ crore
 Sector December’2011 December’2012
Demand Recovery % Demand Recovery %
 SJSRY 573.95 75.06 13 617.63 134.11 22
 SGSY 808.93 126.80 16 982.90 122.56 12
 REGP(MMS) 993.30 249.84 25 1405.58 438.03 31
 PMRY 5268.62 432.56 8 4953.24 277.25 6
 PMEGP 1104.29 476.51 43 1693.65 781.95 46

PDR certificate cases as on 30.09.2013
Rs/ Lacs
As on Cases pending Recovery made during the current year.
No. Amt. No. Amt.
30.09.2013 3007 2114.06 25 3.22

Bank wise, sector wise, scheme wise recovery position of Certificate cases (PDR Act) as on 30-09-2013 is furnished in the annexure.

Performance of Banks in key areas as on September’ 2013 compared to March’ 2013 & September’ 2012

Investments IV) Women Entrepreneur
 Parameters September’2012 March’2013 September ’2013 Variation over Sep' 2012
Amount % of increase
 Deposit 12410.82 13697.34 14007.74 1596.92 13
 Advance 4067.49 4589.16 5449.86 1382.37 34
 CD Ratio 33 34 39   6
 Investments 1994.70 2048.52 2130.54 135.84 7
 (C+I)D Ratio with Inv. 49 48 54   5
 RIDF* 305.00 305.00 305.00 0 0
 CD Ratio with RIDF # 35 36 41 0 6
 Govt. fund lying with Banks 1991.74 2132.55 2298.50 306.76 15
 CD ratio without Govt.   Fund 39 40 47 0 8
 Credit in flow from outside the state 98.51 97.76 342.93 244.42 248
 CD Ratio including Govt. Deposit with  Credit  inflow 34 34 36 0 2
 CD ratio excluding Govt. Dep.including  credit  inflow 40 41 41 0 1
 Priority Sector Credit (PSC) 2911.76 3438.06 4034.27 1122.51 39
 % of PSC to ANBC * 75 86 88 0 13
 Sect oral deployment of PSC:
  1. Agriculture		 828.32 1003.57 1266.92 438.60 53
   % of Agriculture Adv. to ANBC 21 25 28 0 7
 2.MSME 964.21 1262.12 1696.72 732.51 76
 3.Other Prisec 1119.23 1172.37 1070.64 (-) 48.59 (-)4
 PSC to major sub-sectors:
  (i)Weaker section		 1708.59 1975.29 2052.91 344.32 20
 % of weaker section credit to ANBC 44 51 45 0 1
      II) SC 514.80 591.97 620.94 106.14 21
     III) ST 612.07 686.50 733.35 121.28 20
 IV) Women   Entrepreneur 628.28 717.73 765.48 137.20 22
 % of  women  credit to ANBC 16 23 17 0 1
 V) Minority     Community 140.89 172.94 186.02 45.13 32
% to Total Prisec Advance 5 5 4 0 (-) 1

ANBC= Adjusted Net Bank Credit,(ANBC as on March 2012– Rs.3857.13 crores.)

ANBC March 2013 – 4589.16 crores.

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