State Level Bankers' Committee, Tripura
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Banking at a Glance
SLBC Schemes
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Objectives of SLBC
  • To review the assistance required and provided by Govt. agencies.
  • To oversee the implementation of branch expansion programme.
  • To review the recovery performance.
  • To consider problems referred by the district level forums and take necessary follow-up action.
  • To solve operational problems in implementation of Service Area Approach, Credit Plans, Govt. and other agencies programmes etc.
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Recovery Performance of Banks
 

Recovery performance of Banks as on 31.12.2014

Sector wise recovery :

Overall recovery percentage in respect of three broad sectors, viz., agriculture, MSME and Other Prisec. as on 31.12.2014 stands at 57%.

A comparative table relating to Dec.’2014 with that of Dec.’2013 is produced below:

 
Rs/ Lacs
 Sector Dec’2013 Dec’2014
Demand Recovery % Demand Recovery %
 Agriculture & allied 22601.80 8937.24 40 25834.11 14757.06 57
 MSME 34239.97 14905.39 44 39294.27 21270.50 54
 Other Prisec 15868.00 9894.30 62 25068.73 15528.78 62
 TOTAL 72709.77 33736.93 46 90197.11 51556.34 57
 

Scheme wise recovery as on 31.12.2014

Comparative position of some selected schemes is given below:
Rs/ Lacs
 Sector Dec’2013 Dec’2014
Demand Recovery % Demand Recovery %
 SJSRY 617.62 135.58 22 692.30 156.72 23
 SGSY 993.29 130.34 14 1738.67 452.15 26
 REGP(MMS) 1460.20 462.07 32 1709.57 645.23 38
 PMRY 4953.29 278.30 6 4306.99 250.81 6
 PMEGP 1772.78 840.69 47 2666.64 867.80 33
 

PDR certificate cases as on 31.12.2014

Rs/ Lacs
As on Cases pending Recovery made during the current year.
No. Amt. No. Amt.
31.12.2014 2782 1960.55 11 2.85

Bank wise, sector wise, scheme wise recovery position of Certificate cases (PDR Act) as on 31.12.2014 is furnished in the annexure.

Performance of Banks in key areas as on Dec’ 2014 compared to March’ 2014 & Dec’ 2013

 Parameters Dec‘2013 March’2014 Dec ’2014 Variation over Dec.’ 2013
Amount % of increase
Deposit 14202.48 15215.63 15996.02 1793.54 13
Advance 5471.95 5771.42 6466.41 994.46 18
CD Ratio 38.52 38 40.42    
Investments 2145.72 2155.93 2351.66 205.94 10
(C+I)D Ratio with Inv. 54 52 55    
RIDF* 305.00 305.00 305.00    
CD Ratio with RIDF # 41 40 41    
Govt. fund lying with Banks 2132.55 2132.55 2631.85 499.30 23
CD ratio without Govt.
Fund		 45 44 48 - 3
Credit in flow from outside the state 97.75 97.76 452 354.25 362
CD Ratio including Govt. Deposit with Credit inflow 39 39 43 - 4
CD ratio excluding Govt. Dep.including credit inflow 46 45 51 - 5
Priority Sector Credit (PSC) 4165.70 3993.05 4811.17 645.47 15
% of PSC to ANBC * 91 87 82    
Sect oral deployment of PSC:
1. Agriculture		 1305.68 1276.19 1295.26 -10.42 -1
  % of Agriculture Adv. to ANBC 28 28 22    
2.MSME 1751.54 1594.48 2296.71 545.17 31
3.Other Prisec 1108.47 1122.38 1219.20 110.73 10
PSC to major sub-sectors:
(i)Weaker section		 2128.68 2277.89 2162.53 33.85 2
% of weaker section credit to ANBC 46 40 37    
      II) SC 635.21 481.07 520.00 -115.21 -18
     III) ST 776.78 866.01 948.27 171.49 22
IV) Women
Entrepreneur		 790.02 738.42 795.43 5.41 1
         % of  women
credit to ANBC		 17 13 14    
V) Minority  
Community 		188.53 201.37 231.16 42.63 23
% to Total Prisec Advance 5 4 4    

ANBC= Adjusted Net Bank Credit,(ANBC as on March 2013– Rs.4589.16 crores.)

ANBC March 2014 – 5842.72 crores..                                                                            

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