State Level Bankers' Committee, Tripura
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Banking at a Glance
SLBC Schemes
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Objectives of SLBC
  • To review the assistance required and provided by Govt. agencies.
  • To oversee the implementation of branch expansion programme.
  • To review the recovery performance.
  • To consider problems referred by the district level forums and take necessary follow-up action.
  • To solve operational problems in implementation of Service Area Approach, Credit Plans, Govt. and other agencies programmes etc.
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Recovery Performance of Banks
 

Recovery performance of Banks as on 30.09.2014

Sector wise recovery :

Overall recovery percentage in respect of three broad sectors, viz., agriculture, MSME and Other Prisec. as on 30.09.2014 stands at 52%.

A comparative table relating to Sept.’2014 with that of Sept.’2013 is produced below:

 
Rs/ Lacs
 Sector Sept’2013 Sept’2014
Demand Recovery % Demand Recovery %
 Agriculture & allied 21287.49 7528.81 35 24990.45 14212.55 57
 MSME 32671.34 12407.72 38 37522.77 16652.88 44
 Other Prisec 14866.56 9380.20 63 24416.45 15517.58 64
 TOTAL 68825.39 29316.73 43 86929.67 46383.01 53
 

Scheme wise recovery as on 30.09.2014

Comparative position of some selected schemes is given below:
Rs/ Lacs
 Sector Sept’2013 Sept’2014
Demand Recovery % Demand Recovery %
 SJSRY 617.63 134.11 22 683.55 142.32 21
 SGSY 982.90 122.56 12 1718.09 328.78 19
 REGP(MMS) 1405.58 438.03 31 1684.81 573.16 34
 PMRY 4953.24 277.25 6 4336.87 242.53 6
 PMEGP 1693.65 781.95 46 2571.42 780.26 30
 

PDR certificate cases as on 30.09.2014

Rs/ Lacs
As on Cases pending Recovery made during the current year.
No. Amt. No. Amt.
30.09.2014 2782 1960.35 8 2.27

Bank wise, sector wise, scheme wise recovery position of Certificate cases (PDR Act) as on 30.09.2014 is furnished in the annexure.

Performance of Banks in key areas as on Sept’ 2014 compared to March’ 2014 & Sept’ 2013

 Parameters Sept‘2013 March’2014 Sept ’2014 Variation over Sept.’ 2013
Amount % of increase
Deposit 14007.74 15215.63 15514.93 1507.19 11
Advance 5449.86 5771.42 6173.25 723.39 13
CD Ratio 39 38 40
Investments 2130.54 2155.93 2239.68 109.14 5
(C+I)D Ratio with Inv. 54 52 54
RIDF* 305 305.00 305.00
CD Ratio with RIDF # 41 40 42
Govt. fund lying with Banks 2298.50 2132.55 2529.30 230.80 10
CD ratio without Govt.
Fund		 47 40 48 - 1
Credit in flow from outside the state 342.93 97.76 552.00 209.08 61
CD Ratio including Govt. Deposit with Credit inflow 36 38 43 - 7
CD ratio excluding Govt. Dep.including credit inflow 41 38 52 - 11
Priority Sector Credit (PSC) 4034.27 3993.05 4625.84 591.57 15
% of PSC to ANBC * 88 87 79
Sect oral deployment of PSC:
1. Agriculture		 1266.92 1276.19 1290.58 23.66 2
  % of Agriculture Adv. to ANBC 28 28 22
2.MSME 1696.72 1594.48 2202.19 505.47 30
3.Other Prisec 1070.64 1122.38 1132.56 61.92 6
PSC to major sub-sectors:
(i)Weaker section		 2052.91 2277.89 2145.56 92.65 5
% of weaker section credit to ANBC 45 40 37
      II) SC 620.94 481.07 518.14 -102.80 -19.84
     III) ST 733.35 866.01 918.74 185.39 25
IV) Women
Entrepreneur		 765.48 738.42 767.04 1.56 1
         % of  women
credit to ANBC		 17 13 13
V) Minority  
Community 		186.02 201.37 224.63 38.61 21
% to Total Prisec Advance 4 4 4

ANBC= Adjusted Net Bank Credit,(ANBC as on March 2013– Rs.4589.16 crores.)

ANBC March 2014 – 5842.72 crores..                                                                            

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